How Roll Dispensers Help Make Toilet Paper More Economical

Toilet paper isn’t exactly a huge expense if you look at it on a per item basis with all things having been considered and taken into account. As a result of the fact that this is the case, you might not realize just how much you end up spending on toilet paper over the course of a year. If you were to tally up the amount at this current point in time, you would realize that the number is actually quite significant without a shadow of a doubt.

toilet-roll-dispenser

You might think that using less toilet paper is not going to be a feasible solution, but if you think about it we often tend to use a lot more toilet paper than we actually need. If you were to use a roll dispenser from Mustangs, you might just end up using a lot less toilet paper without even realizing that this is what is happening. You wouldn’t notice any difference in cleanliness, it’s just that your mindset will have changed when it comes to things like toilet paper in general thereby giving you the chance to save some money in the long run.

Roll dispensers are quite cheap if you go for the right ones that are out there, and on top of all of that they tend to help you save money when it comes to toilet paper and the like. You can bulk buy toilet paper for a year and then make sure that the roll dispenser is used, thereby ensuring that no one would end up unfurling vast wads of toilet paper that would barely end up getting used and would mostly just be wasted for no reason.

How to Tell If a Business Opportunity is a Scam

In all honesty, running a business is not that difficult, to begin with. You will be getting a lot of opportunities as you grow up and finding the right one is the way to go. However, you also have to understand that it is crucial that you don’t get to face a business opportunity that is going to bleed you dry of your investment and leave you with nothing.

That is because business opportunities are easier to come by, and at the same time, it is important to understand that you are not being lured by every other opportunity that you come across because otherwise, you are not really going to go that far in that business, to begin with.

Promises of Early Riches

The promise of early riches are more than enough to lure anyone into making huge leaps, and honestly, it is never really going to work with anyone because let’s be honest, things like that don’t work at all. You will be left without a huge chunk of money that you could have spent on something useful, and it is better that you are not doing it at all.

No Clear Vision Statements

A business vision is a great way to ensure that everyone knows where a business can go and what the potential is. A lot of the times, people don’t really care about these things but that is not how things should be. If you are really looking to be sure that things are handled the way you want them to be handled, you can easily get the situation work for you by being sure that you are getting a good statement out of the opportunity that is being presented to you.

Bitcoin Cash Fork – Why did the split happen again?

When the community of a crypto project does not agree on which direction the project should go, hard fork can easily occur. From one coin, two to two different versions of the blockchain can be created. Supporters of Bitcoin Cash know this best because Bitcoin Cash originated just like the hard fork of Bitcoin, and then forked again a year later.

Bitcoin SV was created in the second fork, and now, exactly two years later, another fork has happened. This time the spears are breaking around a whole new topic. Find out below which part of the community will get the right to the name Bitcoin Cash and when it was supported by exchange offices and crypto services.

Previous Bitcoin Cash forks

Bitcoin Cash has a history of hard forks that cannot be compared to almost any other cryptocurrency. It was created as a hard fork of Bitcoin in 2017, and then re-forked on BCH SV and BCH ABC on November 15, 2018. Then Bitcoin ABC became the dominant blockchain and got the right to be called Bitcoin Cash.

The separation from Bitcoin arose as a result of a debate within the community about whether to increase the size of blocks on the blockchain in order to increase the number of transactions that can be executed in one second.

The second hard fork was the result of a re-discussion of an additional increase in block size from 32MB to 128MB. Bitcoin SV (Satoshi Vision) was created in this fork. Exactly two years later, on the same date, another fork happens.

New Bitcoin Cash Fork

The need for a new hard fork arose when part of the developers gathered around the Bitcoin ABC (BCHA) team decided to propose a reduction in the reward of each block by 8% in order to use these funds to finance the further development of Bitcoin Cash.

Proponents of this idea claim that there are not enough funds to finance developers, and thus no progress on Bitcoin Cash as a cryptocurrency. They claim that other cryptocurrencies have much better designed development financing systems and that a similar system needs to be implemented in order for Bitcoin cash to remain competitive in the market.

A large part of the community is against this proposal, led by Bitcoin millionaire Roger Ver, better known as “Bitcoin Jesus”. This group is gathered around Bitcoin Cash Node (BCHN). They claim that such a levy is unnecessary and that developers do not have the right to “steal” 8% of the mining reward from miners.

We will present the arguments of both sides, so that you can better understand what is happening with Bitcoin Cash.

What are the arguments for Bitcoin Cash ABC?

Bitcoin ABC developers claim that financing development in this way is good for the project because that way they are motivated to do their job as well as possible and to invest the maximum in the progress of Bitcoin Cash. Improvements in Bitcoin Cash will result in an increase in its market value. This also means that miners would have better earnings and would not feel an initial reduction of 8%.

One of the arguments is that the community is certainly not only made up of miners, but also people who actually receive and send BCH. This part of the community would not bear any costs, and would benefit the most from the progress on Bitcoin Cash.

These developers also point out that it is impossible to expect that they will be able to work on improving Bitcoin Cash without the funds for that, and that it is logical that they will be compensated for their efforts to improve the network.

What are the arguments for Bitcoin Cash Node?

Roger Ver and Bitcoin Cash Node (BCHN) believe that BCHA only wants a miner’s reward and will not contribute to the development of cryptocurrency. They point out that in this way, the miners who ensure the security of the BCH network are harmed.

They also state that Bitcoin Cash has been operating free of charge for developers for 11 years (8 years as Bitcoin, after the fork as Bitcoin Cash) and that it has been constantly improved during that period. There is no need to allow one group of developers to substantially change how BCH has worked over the years.

They ask the question to which developers exactly these funds will belong and on the basis of which they deserved them. They state that there are already enough cryptocurrencies with this type of fee and that developers who want it can work on one of those cryptocurrencies instead of imposing payment of fees.

A drop in mining profitability could result in a large number of miners leaving the network. This would make Bitcoin Cash less safe to use and potentially more vulnerable to attacks.

Which version of BCH is more accepted?

As things stand BCHN will be the dominant blockchain. BCHN has convincing leadership in processing power. BCHN currently has a total hash rate on the network of 1.99 Eh / s, while BCHA has only 0.03 Eh / s. This means that the team gathered around Roger Ver will have the right to use the name Bitcoin Cash.

Although most services accepted BCHN as the “winner” in this duel, BCHA still has a chance to be an independent coin like BSV. The BCHA must have at least 10% of the hash power that the BCH had before the fork in order to have the opportunity to list on larger crypto services. The current price of BCHA is around $ 10 per coin, which is about 94% less than the price of BCH, or BCHN.

If you owned a BCH at the exchange office or in a wallet that will support both parties during the fork, you can get the same amount of BCHA you had at your BCH address. You must check this with the service you are using. Most major crypto companies have already expressed their views on this fork and which Bitcoin Cash it will support.

Cryptocurrency mining – What you need to ask yourself

Have you heard of cryptocurrency mining and want to know more about it? You are interested in how it is done and how much can be earned. A large number of people are tempted by the idea to buy a machine, put it in the attic, turn it on and no longer think about it. Unfortunately, not everything is so ideal, and for the story about mining, it is necessary to take into account many factors such as electricity consumption, the price of cryptocurrencies, the price of equipment, novelties in the crypto world, noise, heat, etc.

Before you decide to engage in mining, you must first ask yourself the following:

What cryptocurrency do I want to mine?

First of all, you need to research which cryptocurrency you want to mine. The type of equipment we will buy depends on this. One should research and know well the project (Bitcoin, Ethereum, Monero) in which one invests because later changes are difficult or almost impossible.

For example, you will use ASIC devices for bitcoin mining, and you will use graphics cards for ethereum and moner mining. Since Monero and Ethereum have different mining algorithms, you will also be looking for different graphics cards.

We will use the example of ethereum mining due to minimal investments and because it does not require special equipment required by Bitcoin. It is possible to mine ethereum on any average computer with a discrete graphics card. You will not earn much like this, but it is a good way to get acquainted with the concept of cryptocurrency mining.

How much money should I invest in cryptocurrency mining?

Before we start looking for equipment, we need to determine the amount of money we can set aside for the purchase of equipment. It is important to think carefully about the budget and invest only what you are ready to lose. This principle is related to every type of investment in which there is a risk, and the risk is especially pronounced in the crypto world. It is recommended to avoid loans and other types of borrowing in order to purchase equipment for cryptocurrency mining.

Where can I find cryptocurrency mining equipment?

There are several ways to mine cryptocurrencies, and everything is based on processor power and equipment optimization. For simplicity, we will focus only on ethereum mining, and the principle is similar for mining other cryptocurrencies. Research has shown that ethereum is very popular in EU, partly due to the cost-effectiveness of mining and cheap electricity.

To mine ethereum, you need graphics cards, the same ones used in gaming computers. You can find these cards at any computer hardware store like Gigatron or WinWin. Buying graphics cards in stores like this is a good option because you will be sure that they have not been used before, and you will also get a warranty on the equipment, which is very useful in case of a breakdown.

A good part of the miners still decide to look for the equipment through advertisements. This variant will probably save you money, but the correctness and guarantee are in question. The question is where
The equipment you procure comes down to your budget and risk tolerance.

Do I have room for equipment?

Depending on the equipment, you must also consider the space that the equipment will take up. It is necessary to consider the equipment not only on the basis of how much physical space it will take up, but also how much heat there will be in the room and how noisy it will be. You don’t want to sleep in a room where mining rigs work 24 hours a day. The heat in the room will depend on the consumption of your equipment. If your equipment consumes 1kW, it’s the same as having a heater of that power that works 24 hours a day.

The minimum space could be a pantry with a window, but it would be advisable to keep the equipment as far away from you as possible. A typical example of a cryptocurrency mining space is an unused garage, basement or attic. The room must have good ventilation and internet access. If you can, connect your rig with a cable, because the WiFi connection can cause you additional problems due to its unreliability.

Does cryptocurrency mining pay off?

This is the question that probably interests everyone the most, but unfortunately the answer is not so simple because your rig does not mine dinars, but a cryptocurrency that you can convert for dinars. As we know, the prices of cryptocurrencies can vary a lot in price from day to day.

Here is an example of a financial analysis for a mining rig that mines ethereum:

  • Price of a new mining rig with 8 cards and all accessories: ~ 1800 EUR
  • Price of the same used rig on ads: ~ 800 EUR
  • Electricity consumption on a monthly basis: ~ 8000 RSD or about 70 EUR
  • With a rig like this we can mine: ~ 0.5 ETH
  • At the current price of ETH it is: ~ 37500RSD or about 315 EUR
  • Current monthly profit would be: 87 EUR

Most miners do not sell cryptocurrencies at the end of each month, but make stocks and wait for the price of cryptocurrencies to rise in order to maximize their profits. It is important to note that ethereum (ETH) at one point reached a price of almost 1200 EUR (January 2018) and that its price has jumped by more than 9000% since its inception (2013).

Litecoin – features, functions and benefits

Litecoin (LTC) is one of the leading alternatives to the still inviolable Bitcoin.
It is the second currency ever created, back in 2011. The market capitalization (quantity in circulation) is 65 million, which currently puts it on the 7th place in the list of the largest cryptocurrencies.

Like other currencies on that list, LTC is a decentralized digital network through which users perform transactions without intermediaries. Therefore, this currency is not issued by the government or the central bank of any country.

Instead, it is powered by blockchain technology, which on paper guarantees a high level of security and efficiency. The concrete outcomes, however, depend on the quality of the LTC implementation on the concrete blockchain.

In addition to these features, it should be immediately noted that Litecoin has features, functions and benefits that set it apart from other currencies. In this text, we will explain them in an easy to understand way.

Basic Features and Functions of Litecoin

Litecoin is a peer-to-peer system for paying and performing LTC transactions between users.
It was created in 2011 by separating from the Bitcoin Core protocol. The founder is Charlie Lee, a former Google employee, who developed a scripting-based algorithm.

Like Bitcoin, LTC is created with the help of mining.


This process is based on computer records and processing of online transactions, as well as storing the corresponding data in blocks. Namely, before it becomes part of the blockchain, each transaction must be verified by users who fulfill the role of a miner. This is done through special hardware and mining programs, products that are available to everyone (the program is open-source).

Mining can be easily reported via ordinary computers and laptops, but in that case the process is much less cost-effective. Simply put, the devices on which we consume daily digital content lack the processing power to efficiently solve complex mathematical equations during transaction verification.

Practical Application and LTC Value

Any miner can access detailed block transaction data at any time.
What cannot be done is to check who owns the wallet. Thanks to the blockchain and the encryption system, private data is protected, so you don’t have to worry about your privacy. Encryption also regulates the process of creating new LTCs.

Miners cannot make LTC blocks at will, but only strictly respecting the cryptographic hash concept and other criteria. Those who manage to be the first to verify a new block in the network are rewarded with 25 Litecoins. At current exchange rates, that is about $ 1,087.

Note that there is a final limit to Litecoin’s offer. There will be a maximum of 84 million in circulation. That’s a hefty sum, four times the planned amount of Bitcoin. When this limit is reached, mining will no longer be possible.

This has a couple of important implications.

First, the reward in the form of new LTCs for miners will decrease over time. It was already halved in 2015, and the same will be repeated at regular intervals until the mining is completed and 84 million LTCs are in circulation.

Second, the Litecoin value does not depend on the decisions of institutions or central entities. The mentioned scarcity is what can preserve its value and precisely because of that scarcity it is not subject to the risk of hyperproduction. Inflation also does not affect it as in the case of all conventional currencies.

Benefits of Using Litecoin

LTC is a very secure payment and exchange system.

Any attempt at manipulation is easily detected by the miners. It is theoretically possible to commit fraud, but the chances of that are negligible, since the consent of the majority of miners would have to be obtained to confirm the fraudulent transaction. Of course, they have no interest in doing so because it would increase the risk of fraud in the entire system and reduce the value of the entire network.

Furthermore, the block creation time is shorter than that of the main competitors. The verification speed is excellent compared to BTC. The LTC network strives to process each block within 2.5 minutes, which is significantly faster than the 10 minutes Bitcoin users wait. This reduces the risk of delays in the execution of transactions.

Finally, the fees for performing the transaction itself are low. Regardless of its size, one thousandth of Litecoin is always paid. Compare that to bank transfers, credit cards, or the popular PayPal service, which for example takes a 3% commission on each transaction.

How to Buy and Use LTC?

If you are not able to do mining, you can get Litecoin in other ways.
One of them is to buy Litcoin using other crypto or fiat currencies. This is exactly what various stock exchanges are in charge of. All you have to do is select the stock exchange, open an account and the LTC wallet.
When you come into possession of LTC, you can spend it in various ways. There is a long list of sellers willing to accept this currency for products and services. Slowly, larger online stores are beginning to realize its potential.

There are risks when investing in this currency similar to those associated with most cryptocurrencies. These are sudden declines in value. Today’s price of Litecoin ($ 54.73) is still far from the historical heights reached in 2017 ($ 360.93).

Saving in Cryptocurrencies – A Beginner’s Guide

Bank accounts have long been a major option when it comes to savings.

But the financial world is changing rapidly, under the influence of modern technology. Many people have started using digital tools and platforms, and money itself is increasingly digital.

One of the biggest innovations on the market is cryptocurrencies and the blockchain technology on which they are based. Among other things, they have led to the emergence of austerity as an alternative path to financial prosperity.

The intention is to generate significant passive income by keeping currencies long enough. In practice, there are several obstacles, such as volatility, which is innate in almost all cryptocurrencies, and that is why it is best to approach this topic with a healthy dose of caution.

This guide will show you the main features, benefits, and ways to save crypto.

The problem with traditional savings

We know what you mean. The money is safe in the bank and there is no reason to move it. But what about the fact that he often makes no profit?

Namely, if you provide a dinar or foreign currency deposit, the value of that money remains more or less the same over time. This means that this type of savings has almost no positive effect on your purchasing power. The main culprit for this state of affairs is inflation, which “eats” what the interest rate brings.

Of course, the inflation rate is a matter of fiscal policy of the state, on which you do not have much influence. Simply put, traditional money is designed to lose its value gradually. Cryptocurrencies, on the other hand, have a much greater potential to increase revenue.

First, they are completely hedged against inflation and this characteristic of cryptocurrencies is the result of their design and the fact that supply (the number of currencies in circulation) is limited.

Governments may choose to let a bunch of money into the economy, but there is only as much cryptocurrency as blockchain users can mine.

Savings in cryptocurrencies and its advantages

The crypto market is decentralized and operates on the principle of a peer-to-peer network.

This means that there is no central instance that dictates the terms of transactions. Buying or selling currencies is a unique exchange between two actors. You own, not only full ownership of the assets, but also all the privileges of managing them.

Another advantage is that you do not have to prepare a “hill” of paperwork and pay for various banking services. Cryptocurrencies give you a chance to avoid most of the complications, commissions, and other costs that arise when opening regular savings accounts. You may also be pleased that individuals do not have access to your complete financial history.

As a result of all these benefits, many have begun to accept cryptocurrencies as a form of savings instead of pure consumption.

Savings plan as a foundation

When it comes to saving, the key to success is in a smart savings plan.

The basic idea is simple. Find a way that allows you to easily and securely buy cryptocurrencies. How to choose a channel and how to store cryptocurrencies? Exchange offices, stock exchanges? Each channel has its pros and cons, and they depend primarily on your motive for buying and knowledge of cryptocurrencies. One option is to open an account on the appropriate stock exchange, to provide a deposit of a certain amount of cryptocurrency. Another option is a crypto exchange where you can quickly and easily buy cryptocurrencies for your money.
Problems arise in the practical domain — in the execution of this plan. To do this successfully, you need to think more as an investor than as a typical saver or speculator. In other words, your goal is not to get rich quick or keep money with someone else. Keeping cryptocurrencies on the stock exchange is just keeping “money” with someone else. When it comes to savings, and not active trading in cryptocurrencies, stock exchanges do not have to be the optimal solution.

Also, it should be noted that saving in multiple cryptocurrencies is usually a smart move. With this diversification, you practically reduce the risks, which are always higher when you invest all your money in one currency.

One of the newer trends in terms of savings is the fact that parents buy cryptocurrencies for their children. This is a form of saving, but also investing in their future. The main advantage is what we have already pointed out – you can avoid inflationary risk (pressure).

 

Cryptocurrency selection factors

The first step is to choose the currency in which you want to save.

 

Bitcoin is an indispensable topic in the world and still one of the most popular cryptocurrencies. Although it has come out with a somewhat bad reputation as a very volatile option, what is not in question is the incredible growth of its value over the years.

In addition to bitcoin, you can consider other established currencies, such as ethereum, litecoin, dash, and bitcoin cash. Despite instability, these currencies have also seen a rise in value over the years. Another encouraging trend is that their value is stabilizing.

Investing in smaller cryptocurrencies may be cheaper, but the basic problem is unprofitability in the long run. Simply, they are subject to large variations in prices, and can suddenly disappear from the scene. Therefore, they usually do not enjoy the trust of investors and savers.

True, the risk is always there, and it deters many investors and savers from cryptocurrencies. This market really cannot be compared to a securities market that is far more stable. What you need to understand is that this instability is only one side of the coin.

The other side is big profits.

Conclusion

In principle, cryptocurrencies are worth considering, in the case of long-term savings.

They are not subject to inflationary pressures and gain in value as time passes. In contrast, bank accounts are very slow or no means of saving, primarily due to low interest rates and inflation.

There are definitely risks, so you have to be willing to accept them. Make a savings plan, determine the amount you will save, and set realistic goals. Carefully choose the currency in which to save and diversify your strategy as much as possible.

For starters, don’t translate all your savings into cryptocurrencies. You do not want your financial health to depend solely on cryptocurrencies. Always invest with caution.